Earn rewards points, get cashback, save money with a balance transfer, and more. Certain restrictions apply - please see your Guide to Benefits for details. Compare credit cards from New Zealands leading banks and find the right card for your lifestyle. Insurance is provided by insurance carriers indicated in your Guide to Benefits. ↩ĢFor more information about Zero Liability protection, refer to Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Best Cards 0 APR Balance Transfer Cash Back Rewards CardMatch ADVERTISER DISCLOSURE As seen on: Read our top card reviews Cash Back Balance Transfer 0 APR Rewards Travel Our rating: 4. Some purchases may not fall into the category where you might expect them to appear. Select one of these popular card categories to get started. Bank of the West does not control how the purchases are classified. While this list can be a helpful guide, please remember that purchases and transactions are submitted and categorized by the merchant. If you get a rewards credit card that offers point transfers, 1 reward point will usually give you between 0.25 and 0.5 frequent flyer points. After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back on gas purchases. Eligible merchants for the 3% bonus categories (2% additional Cash Back on top of the 1% Base Cash Back) include: groceries (representing grocery stores/supermarkets, freezer/meat provisioners, miscellaneous food stores, bakeries, and candy/nut/confection stores) (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants) (c) Gas (representing service stations and automated fuel dispensers). 1% base Cash Back for every $1 of net purchases. 1Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). These types of credit cards earn rewards that can be transferred to other programs, like airline or hotel loyalty programs.
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